De acum imi dau singur pensie
Working longer can help retirement finances,
but relying on it as the primary strategy is risky because
many retirement outcomes are outside personal control.”
Am gasit un articol desre munca si pensionare. Si mi-a sarit in ochi afirmatia:
multe urmari ale pesnionaroo sunt inafara controlului personal
Principalele motive :
– pensionare neasteptate
– sanatate , risc de pierdere loc de munca
– declinul pensiilor
– marirea nesigurantei in sistemele de pensionare(retirement)
si argumentate prin
EBRI research,
labor statistics,
retirement economics,
and financial planning literature.
surse americane
in romania problema sta inca mai rau:
demographic decline,
emigration of young workers,
inflation sensitivity,
lower salaries,
relatively lower pensions.